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40,000 points · 3 months timeline

How to Visit London, UK for Free with Credit Card Points

Quick Answer

Flying to London, UK costs 40,000 points for economy or 115,000 points for business class (round-trip). The best route is British Airways via Avios. Get the Chase Sapphire Preferred® Card (60,000 bonus after $4,000 in 3 months) and reach your goal in 3 months.

Point Cost Breakdown

CategoryPoints RequiredEst. Cash ValueBest Program
Flights (Economy RT)40,000$700–$1000British Airways via Avios
Flights (Business RT)115,000$2900+British Airways via Avios
Hotels (per night)20,000$300–$500HYATT (Hyatt Regency London)

Fastest Path: 3 months to London, UK

Timeline: 3 months
  1. 1Apply for the Chase Sapphire Preferred® Card and spend $4,000 in 3 months to earn 60,000 bonus points
  2. 2Transfer your points to British Airways Executive Club (Avios)
  3. 3Search for award space on British Airways via Avios
  4. 4Book your flights — 40,000 points for economy RT, 115,000 for business class
  5. 5Book Hyatt Regency London using HYATT points (20,000 points/night)

Why Chase Sapphire Preferred + Avios Is the Best Route

British Airways Executive Club uses a distance-based award chart, which makes it highly efficient for short-to-medium transatlantic routes. London, UK falls into a distance zone that makes BA Avios one of the cheapest ways to get there from the US. Avios transfer from Chase, Amex, and Capital One, and the program books flights on both British Airways and its partner Aer Lingus for Ireland-bound travel.

BA Avios bookings work through the British Airways website under 'Reward Flights'. The distance-based chart means the shorter the flight, the fewer Avios needed. For US-London, UK travel, book off-peak dates (January–March, October–November) when Avios rates drop by 10–20%. Important caveat: British Airways charges fuel surcharges on long-haul flights, sometimes adding $200–$400 even on award bookings. If surcharges feel high, compare with American Airlines AAdvantage (transfers from Citi and Barclay), which often books the same BA flights with lower fees.

The bottom line: London, UK requires approximately 40,000 points for economy or 115,000 for business class. With Chase Sapphire Preferred® Card (60,000 bonus points), you can reach this goal in 3 months. The points value delivered — compared to cash fares of $600–$1000+ for economy — makes this one of the most powerful travel strategies available.

Where to Stay Free in London, UK

Hyatt Regency London

HYATT · Best hotel redemption in London, UK

20,000 pts
per night

Hyatt Regency London offers an exceptional points redemption in London, UK. At 20,000 HYATT points per night, you're getting outstanding value compared to cash rates in the area. London hotels expensive even on points. Hyatt best value per point. Transfer your credit card points to HYATT and book directly at hyatt.com — award availability for most properties in London, UK is generally strong outside peak holiday periods.

Book Hyatt Regency LondonRedeem HYATTpoints →

Frequently Asked Questions

How many points do I need to fly to London for free?

A round-trip economy flight to London (LHR) costs approximately 40,000 British Airways Avios. Business class (Club World) runs 115,000 Avios round-trip. BA Avios prices are distance-based — shorter transatlantic routes from the US East Coast are cheaper, with off-peak rates from East Coast cities as low as 26,000 Avios economy round-trip.

What's the best credit card for London flights?

The Chase Sapphire Preferred (60,000-point bonus) is more than enough for London — the 60K exceeds the 40,000 Avios needed for economy. Transfer Chase Ultimate Rewards to British Airways Executive Club at 1:1. Also consider the British Airways Visa from Chase, which earns Avios directly and offers a Companion Ticket.

How do I book British Airways flights with Avios?

Transfer Chase points to British Airways Executive Club, then search at britishairways.com/exec-club. For US-London, BA has nonstop flights from many US cities. Book off-peak (February–March, November) for the lowest Avios rates. Watch out for BA's fuel surcharges on long-haul — these can add $200–$400 even when paying with miles.

Is London worth the points or should I pay cash?

London is points-efficient, especially for business class. Economy cash fares run $400–$700 (good but not huge savings). Business class to London can cost $2,000–$5,000 cash — at 115,000 Avios, that's 1.7–4.3¢ per point. Hyatt Regency London at 20,000 points/night saves $300–$600 vs cash rates.

Start Your Personalized Roadmap to London, UK

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