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Built for credit stackers

Your Entire Card Stack.
One Dashboard.

Balances, utilization, rewards, and deadlines across every card. Stop juggling logins. Start optimizing.

Free forever. No credit card required.
Bank-level encryption Read-only access only Powered by MX
app.stackeasy.ai
StackEasy Dashboard
📊
4.2%
Avg Utilization
🔔
3
Alerts This Week
Why stackers switch to StackEasy
~$250/yr
Avg. Savings Per Card
16,000+
Financial Institutions via MX
Real-Time
Balance & Utilization Sync
Free
Forever Plan Available
The Problem

Spreadsheets Weren't
Built for This

  • Missed deadlines. 0% APR expires, promotional rates lapse, and you find out too late. That's real money gone.
  • Scattered logins. Every card on a different app, different portal. You're flying blind on your total utilization.
  • Invisible risk. High utilization on one card tanks your score, but you didn't see it coming because the data was everywhere.
  • Leaked rewards. Using the wrong card for the wrong category means points left on the table every single swipe.
📋
Before
6 bank apps
Manual spreadsheet
Missed 0% promo
"Wait, when was that due?"
After
One login
Auto-synced data
Alerts before deadlines
"I caught it 3 days early"
Features

Everything You Need
to Stack Smarter

Track, optimize, and protect your entire credit card stack from one dashboard.

📊

All Cards Dashboard

Every card, balance, limit, and utilization in one real-time view. Personal and business with smart tagging.

12
Cards
4.2%
Utilization
$84K
Total Limit
🔔

Smart Alerts

0% expirations, reporting dates, balance transfer windows. Get notified before deadlines pass.

0% APR on Chase Sapphire expires in 3 days
🧠

AI Insights

Utilization optimization and spending strategies tailored to your stack. Keep your score climbing.

💡 AI RECOMMENDATION
Move $2,400 from Amex Blue to Discover to reduce utilization from 28% to 9%
$

Rewards Maximizer

Points, miles, cashback across all cards. Always know the right card for every purchase.

24,500
Points
8,200
Miles
$312
Cash Back

StackEasy Score

Your personalized credit optimization score. See how well your stack is performing and what moves to make next.

8.8
out of 10
Security

Your Data. Locked Down.

We take security as seriously as you take your credit score.

Bank-Level Encryption

256-bit encryption protects every connection. The same standard trusted by major banks and fintechs.

No Sensitive Access

We never see or store login credentials, card numbers, or Social Security numbers. Period.

Your Data, Your Control

Read-only connections only. StackEasy provides insights. We never touch your accounts.

Powered securely by MX
Troy Johnston
The Builder

Built by a Stacker,
for Stackers

I scaled e-commerce brands using credit strategically for years. When I started managing 15+ cards across personal and business, the spreadsheets broke. Missed a promo expiration that cost me real money. Looked for a tool that could handle it. Nothing existed.

So I built StackEasy. Not a budgeting app. Not a credit score checker. A management system for people who use credit as a tool.

Troy Johnston Founder, StackEasy LinkedIn →
What Stackers Say

Real Results. Real People.

★★★★★

"Caught a $500 mistake on day one"

Had a 0% balance transfer promo expiring in 4 days. Never would have caught it juggling bank apps. StackEasy flagged it the moment I connected.

Michael T. — 8 cards, small business owner
★★★★★

"I finally see the full picture"

Managing utilization across cards was guesswork before. Now I see every balance, limit, and reporting date in one place. My score went up 40 points in 2 months.

Sarah K. — Credit stacker since 2023
★★★★★

"Should have existed years ago"

I've been stacking for 3 years with spreadsheets. This replaced my entire system in 5 minutes. The rewards tracking alone saved me hours a month.

David R. — 14 cards, e-commerce founder
Pricing

Start Free. Upgrade When Ready.

No contracts. No credit card required. Cancel anytime.

Free

$0/mo
Everything to get started
  • Unlimited card & bank sync
  • Real-time balances & due dates
  • 0% offer tracking
  • Personal vs. business tagging
  • StackEasy Score
Get Started Free
No credit card required
$
%
The Math

How Much Are You
Leaving on the Table?

Every card in your stack is a potential missed promo, wrong-category swipe, or silent utilization spike. It adds up.

How many credit cards do you manage?
5
Missed rewards (wrong card for category) $375
Overlooked 0% promo expirations $420
Utilization spikes (score impact) $200
Estimated annual cost of not optimizing
$995
Based on average missed rewards, overlooked promos, and utilization impact.
Start Optimizing Free
FAQ

Questions? Answered.

Your data is encrypted end-to-end and powered by MX — the same infrastructure trusted by major banks and fintechs. We never store your sensitive information or sell your data.
Yes. The Free plan gives you access to core features like syncing cards, real-time balances, and 0% APR tracking. Premium unlocks AI-powered insights, rewards visibility, and advanced alerts for $12/month.
We integrate through MX and Quiltt, which connect securely with most major banks and card issuers. If your institution supports Plaid or MX, StackEasy will work.
Yes. No contracts, no hidden fees. Cancel Premium anytime from your account settings and keep using the Free plan.
Budgeting apps track spending. StackEasy optimizes your credit card stack. We track utilization across cards, alert you before 0% promos expire, show you the best card for every category, and time your balance transfers. If you manage multiple cards strategically, this is the tool built for exactly that.
Unlimited. Whether you have 3 cards or 30, StackEasy syncs them all in real-time. Personal and business cards are supported with smart tagging to keep them organized.

Your Credit Stack,
Optimized.

Every card tracked. Every deadline caught. Every dollar working harder. That's StackEasy.

Get Started Free
Free forever. No credit card required.
Get in Touch

Have Questions?

Our team is here to help you optimize your credit stacking strategy.